Sanjay Kumar Singh, Bindisha Sarang &Amp; Karthik Jerome

Stories by Sanjay Kumar Singh, Bindisha Sarang &Amp; Karthik Jerome

Do not lower your EPF contribution

Do not lower your EPF contribution

Rediff.com   27 Dec 2019

If someone does reduce his contribution, he should scale it back to the 12% level as soon as he can, suggests Sanjay Kumar Singh.

Link your PAN to Aadhar by December 31 or it may become inoperative

Link your PAN to Aadhar by December 31 or it may become inoperative

Rediff.com   26 Dec 2019

There are four simple ways to link PAN to Aadhaar; make the most of the deadline to avoid hassles later, explains Bindisha Sarang.

Invest through MF route in mid-caps

Invest through MF route in mid-caps

Rediff.com   20 Dec 2019

The worst may perhaps be over for these stocks, suggests Sanjay Kumar Singh.

Explained: Why Bharat Bond ETFs is good investment option

Explained: Why Bharat Bond ETFs is good investment option

Rediff.com   19 Dec 2019

These ETFs will also carry interest-rate risk, especially the 10-year ETF. The investor can overcome this risk by holding them till maturity, suggests Sanjay Kumar Singh.

High risk investor? Check this out

High risk investor? Check this out

Rediff.com   10 Dec 2019

Two factors play a predominant role in fetching good returns -- stock selection and allocation, suggests Sanjay Kumar Singh.

Paying high interest on home loans? Read this

Paying high interest on home loans? Read this

Rediff.com   9 Dec 2019

By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.

Affected by Karvy crisis? Read this

Affected by Karvy crisis? Read this

Rediff.com   6 Dec 2019

In case of any grievance, file a complaint with Sebi on its SCORES (Sebi Complaints Redress System) web site, suggests Sanjay Kumar Singh.

Better to revive old LIC policy or buy new one?

Better to revive old LIC policy or buy new one?

Rediff.com   5 Dec 2019

LIC is currently allowing customers to revive policies that have lapsed for more than two years.

Now, loans for all your lifestyle needs

Now, loans for all your lifestyle needs

Rediff.com   4 Dec 2019

You can get a lumpsum sanctioned, but you may draw only part of it and pay interest on the amount used.

Rising child healthcare cost? Opt for family floater plan

Rising child healthcare cost? Opt for family floater plan

Rediff.com   26 Nov 2019

Once the child is 90 days old, parents must add her to the family health floater cover, suggests Sanjay Kumar Singh.

Ageing parents? How to meet medical expenses

Ageing parents? How to meet medical expenses

Rediff.com   22 Nov 2019

'Children should include their parents in the group health insurance cover provided by the employer at the earliest.' 'However, the elderly should not depend on it alone and should also buy a personal health cover,' suggests Sanjay Kumar Singh.

Joker's Stash: Hope your credit, debit card details are not up for sale

Joker's Stash: Hope your credit, debit card details are not up for sale

Rediff.com   15 Nov 2019

Reports suggest this lot could fetch the cybercriminal as much as $130 million upon sale.

Do not park too much money in co-operative banks

Do not park too much money in co-operative banks

Rediff.com   13 Nov 2019

Do not go for riskier options like co-operative bank only for the higher return. Even if you go for them, park only a small portion of your capital there, say Tinesh Bhasin and Sanjay Kumar Singh.

In financial mess after festive splurge? Here's what to do

In financial mess after festive splurge? Here's what to do

Rediff.com   11 Nov 2019

Many would have racked up debt this Diwali, using credit cards and consumer loans. Here are a few simple steps on how to fix your financial mess, says Bindisha Sarang.

Layoffs coming? How to prepare financially

Layoffs coming? How to prepare financially

Rediff.com   4 Nov 2019

Assume the worst regarding how long your unemployment could last and make conserving cash your topmost priority, suggests Sanjay Kumar Singh.

Taking a personal loan? Read this first!

Taking a personal loan? Read this first!

Rediff.com   29 Aug 2019

Before taking such loans, compare the interest rates charged by various players, advises Sanjay Kumar Singh.

What to do if your MF is exposed to DHFL

What to do if your MF is exposed to DHFL

Rediff.com   25 Jul 2019

Take a call to stay put or opt our based on whether you think the company will be able to find a strategic investor, suggests Sanjay Kumar Singh.

Sitharaman's 4-pronged attack on tax leakages

Sitharaman's 4-pronged attack on tax leakages

Rediff.com   15 Jul 2019

In this Budget, too, there were a number of measures aimed at plugging tax leakages and ensuring greater compliance, says Sanjay Kumar Singh.

How to get health cover for senior citizens

How to get health cover for senior citizens

Rediff.com   15 Jul 2019

A number of insurers offer health policies designed especially for senior citizens.

Budget 2019: Tax benefit may attract retail investors to government ETFs

Budget 2019: Tax benefit may attract retail investors to government ETFs

Rediff.com   6 Jul 2019

If one compares returns, the two public-sector ETFs have done better over the past year, but the ELSS category has done better over the trailing three and five years.